Capital One Venture Vs Chase Sapphire 2018

The venture card used to waive the annual fee for the first year but that stopped a few months ago.

Capital one venture vs chase sapphire 2018.

This is a tie obviously. Even though capital one venture miles are generally worth 1 cent a piece for any travel purchase and chase sapphire preferred points are more valuable at 1 25 cents apiece for any travel purchase made through the chase travel portal. The sapphire preferred earns 2x points on all travel and dining purchases and the capital one venture earns 2x miles on every purchase. The chase sapphire preferred is 95 for the first year.

The capital one venture has an annual fee of 95. There is a major difference between the capital one venture rewards vs chase sapphire reserve annual fee. Though chase ultimate rewards points are more valuable we value them at 1 26 cents per point compared to 1 cent per mile for the capital one venture card that s still not enough to catch up with the venture card even if you re a heavy traveler or restaurant goer. The capital one venture is 95 for the first year.

For example 50k venture miles are worth 500 in travel or 250 in cash back. Unfortunately the cash back ratio is half the value of the redeeming for travel. Side by side comparison capital one venture miles can be redeemed for travel at a 01 per mile ratio or used for cash back. What this means is that if one needs to file a claim for a damaged rental vehicle chase picks up the tab from the start while capital one only pays for the portion in excess of what your personal insurance covers.

Honestly this is a better. It offers a bigger sign up bonus if you only plan to hit the first spending bonus tier on the capital one card better travel protections and superior redemption options. The chase sapphire preferred earns ultimate rewards points whereas the capital one venture earns capital one miles. There is no distinction between points and miles in this case.

With the chase sapphire reserve you ll pay 550 a year beginning with your first monthly statement. The capital one venture and the chase sapphire reserve are two very different credit cards once you get beyond the initial sign up bonuses and purchase rewards. The chase sapphire preferred card by contrast only offers a 2 point bonus on travel and dining purchases. In the battle of the chase sapphire preferred versus the capital one venture card the chase sapphire preferred came out ahead of the capital one venture rewards.

The chase sapphire preferred card and the capital one venture rewards credit card are a pair of titans in the travel credit card market and it can be tough to choose which one is right for you.